ABEL makes every effort to facilitate sensible business transactions, and believes in providing customized options. ABEL offers the following programs to fit your customer's specific cash flow and budgetary needs:

Project Financing
A combination of financing and leasing designed to meet the needs of a large long-term project. These transactions generally involve total project cost ranging from $1,000,000 to $50,000,000, and which may take from 6 months to 3 years from initiation to completion.

Master lease:
A line of credit that allows for easy add-ons of equipment and multiple business locations for the duration of the lease term.

Vendor Programs:
A wide range of programs are available to vendors that give you more control over the transaction and the equipment. These programs include special structures for their clients, private label lease programs, and purchase of payment streams for leases between Vendor and their clients.

Municipal Lease:

Local, state, and federal entities require special structures for acquiring the use of equipment. ABEL provides a wide range of services to vendors and municipal entities that need these special structures.

Step or Graduated lease:
Allows your customers' payments to either increase or decrease over the lease term to meet unique cash flow situations. A "step-up" plan allows for the lower monthly payments at the onset of the lease a "step-down" plan starts with larger lease payments at the beginning to minimize finance charges.

Skip payment lease:
This plan requires your customer to make payments only during certain months each year to meet seasonal needs or other cash constraints.

Deferred payment lease:
This lease contains a 30, 60, or 90-day deferment of the first monthly payment.

New business programs ("start-ups"):
ABEL can approve leases for your customers who have been in business for less than two years. Good personal credit and business plan a must.

Franchise Financing:

These transactions range from financing small single location expansion or start-ups to large multiple location acquisitions. These transactions are closely tied to the cash flow of the subject location(s). These are generally equipment financing transactions. 

Standard lease options
Fair market value (FMV)
$1.00 buy-out (finance lease)
10% security deposit
10% purchase option lease