makes every effort to facilitate sensible business
transactions, and believes in providing customized
options. ABEL offers
the following programs to fit your customer's specific
cash flow and budgetary needs:
A combination of financing and leasing designed to meet
the needs of a large long-term project. These
transactions generally involve total project cost
ranging from $1,000,000 to $50,000,000, and which may
take from 6 months to 3 years from initiation to
line of credit that allows for easy add-ons of equipment
and multiple business locations for the duration of the
A wide range of programs are available to vendors that
give you more control over the transaction and the
equipment. These programs include
special structures for their clients, private label
lease programs, and purchase of payment streams for
leases between Vendor and their clients.
Local, state, and federal entities require special
structures for acquiring the use of equipment. ABEL
provides a wide range of services to vendors and
municipal entities that need these special structures.
or Graduated lease:
Allows your customers' payments to either increase or
decrease over the lease term to meet unique cash flow
situations. A "step-up" plan allows for the lower
monthly payments at the onset of the lease a "step-down"
plan starts with larger lease payments at the beginning
to minimize finance charges.
Skip payment lease:
This plan requires your customer to make payments
only during certain months each year to meet seasonal
needs or other cash constraints.
Deferred payment lease:
This lease contains a 30, 60, or 90-day deferment of
the first monthly payment.
New business programs ("start-ups"):
approve leases for your customers who have been in
business for less than two years. Good personal credit
and business plan a must.
transactions range from financing small single location
expansion or start-ups to large multiple location
acquisitions. These transactions are closely tied to the
cash flow of the subject location(s). These are
generally equipment financing transactions.
Standard lease options
market value (FMV)
$1.00 buy-out (finance lease)
10% security deposit
10% purchase option lease