Business equipment leasing and financing.
Focused on Your Success

Telephone: 888.836.1111    |    Fax: 714.242.1357    |    Email:


General Credit Guidelines

- Business leasing only ABEL does not provide consumer credit services

- Normal minimum time in business is two years, but programs are available for start-ups

- Your customer should have a business phone number & bank account, as well as two business trades or references

- If the company is small or closely held, the business owners must have reasonable credit and personally guarantee the transaction (personal guarantee waived if time in business exceeds five years and the company and principals meet specific financial conditions)

- If the equipment cost is $75,000 or less, ABEL only require a completed application

- For transactions $75,000 to $150,000 ABEL will require a simplified financial package: last years' tax returns, most recent company interim statement, and owner's personal financial statement.

- For transactions over $150,000 ABEL will require a full financial package: three years financial statements and/or tax returns, most recent interim statement, and owner's personal financial statement

- No vendor recourse or vendor financial support under our standard vendor programs