About
American Bank Equipment Leasing, Inc.
(ABEL)
ABEL
understands the value of your time. We know it shouldn't
be wasted filling out paperwork, sitting in a bank
lobby, trying to figure out intentionally confusing
financial structures, or waiting three weeks for an
answer that was promised in three days. Your initial
satisfaction in dealing with
ABEL
is compounded by the continuing support you receive.
Experience
Your needs are unique. We
have the experience to shape our structures to your needs.
ABEL
is a family business with a history in this industry dating back to
1957.We have a thorough understanding of the financial needs of most
business owners, which may exceed even that of the business owners
themselves. We have been helpful in advising clients on how to
save money because of our years of experience. We are far more than a
bunch of clerks with a scoring model.
Lower Costs
We often recommend
master leases to take advantage of the lower rates
for larger transactions while getting the flexibility to
acquire individual pieces of equipment based on your
schedule. For creditworthy clients borrowing in excess
of $100,000, the interest rates we offer are equal to or
lower than what they could expect from their banks. Our
financing structures are all fixed rate. Fixed rate
financing is very important in times of rising interest
rates. Rates become higher with smaller dollar amounts
and shorter terms. Our account managers will work with
you to determine the best plan. For smaller
transactions, the convenience of dealing with
ABEL
outweighs higher costs, if any. ABEL
does not have undisclosed fees or any charges for
documentation, credit review, inspections, etc.
Stability
You want to work with a
company who has successfully come through a few
recessions and economic downturns and continues to
provide a high level of service. You do not have the
time nor desire to continually educate a lender or
lessor on your business in order to get a small loan or
lease. You shouldn't have to make more than one phone
call to get copies of documents. Dealing with a company
that knows you and actively supports you on a regular
basis saves you considerable time and money. |
